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Business Overhead Expense Insurance
Now you can apply for this competitively priced insurance plan to help keep your business running should you incur a covered disability.
Get started with MetLife One-Step Express Business Overhead Expense Insurance
Talk to a representative at USI Affinity at 1-855-874-0264

The MetLife One-Step Express Business Overhead Expense Insurance plan can help keep your business up and running should you incur a covered disabled. It can help pay your share of many of your firm's overhead expenses, including office rent, employees' salaries, insurance premiums, utility bills, premiums for business and malpractice insurance and accountant's fees. And now it is easy to apply with our One-Step Express offer.1

Plan at a Glance:
  • A simplified application process (with just 6 medical questions) for members* age 54 and under.1
    • Apply for up to $6,000 per month for those age 44 and under
    • Apply for up to $3,000 per month for those age 45 - 54
  • Just answer six medical questions and if no additional medical information is needed, you're done.1
  • Benefit Duration Period of 12 months or 24 months.
  • Renewable to age 75.
  • Premiums are waived during a covered disability if you receive disability benefits for six continuous months.
Rates at a Glance:
One-Step Express Business Overhead Expense Insurance Rate Chart
Age Coverage Amount
  $2,000 $3,000 $6,000
< 40 $45.60 $68.40 $136.80
40-44 $51.60 $77.40 $154.80
45-49 $75.60 $113.40 N/A
50-54 $109.20 $163.80 N/A
Rates are unisex.
Rates are not fixed but will adjust when insured reaches a new age bracket.
Rates are based on 24 month duration period.
All rates are displayed as semi-annual.


Learn more
Download our FAQ's and exclusions and limitations for more details on One-Step Express Business Overhead Expense Insurance

Get started today:
If you have any questions, please call us at 1-855-874-0264
Find Your Rate
Enter the information below to get your semi-annual rate
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Age
Benefit Duration
Coverage Amount
Semi-annual = $XX.XX
Premium amounts for other payment frequencies:
Monthly = $XX.XX
Quarterly = $XX.XX
Annual = $XX.XX

PLEASE NOTE: The plan is available in all states except AK, CA, FL, HI, KY, ME, MN, MT, ND, NH, NM, OR, PR, SD, WA

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Start Protecting Your Future Today
Talk to a representative at USI Affinity about these MetLife products:
  • Term Life Insurance
  • Long Term Disability Insurance
  • Business Overhead Expense Insurance
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Dental Insurance
  • Vision Insurance

1-855-874-0264