All Products > One-Step Express Long Term Disability Insurance
One-Step Express Long Term Disability Insurance
The opportunity for quality disability coverage and easy application process.1
Get started with MetLife One-Step Express Long Term Disability Insurance plan:
Talk to a representative at USI Affinity at
1-855-874-0264

The MetLife One-Step Express Long Term Disability Insurance Plan. If illness or injury prevented you from working, how well would you and your family do without a paycheck? If you are like most, it would be tough to support your lifestyle for any significant length of time.

Take advantage of the One-Step Express easy application process.1

Plan at a Glance:
  • A simplified process (with just 6 medical questions) for members* age 54 and under who work full time (at least 30 hours per week).1
    • Apply for up to $6,000 per month for those age 44 and under
    • Apply for up to $3,000 per month for those age 45 - 54
  • Just answer six medical questions and if no additional medical information is needed you're done.1
  • Plan includes "Own Specialty" protection
  • 5 Year or Reducing Benefit Duration
  • Waiver of Premium included for a covered disability
  • Optional Benefit includes Cost of Living Option.2
Rates at a Glance:
One-Step Express Long Term Disability Insurance
Rate Chart
Coverage Amount
  $2,000 $3,000 $6,000
< 30 $25.20 $37.80 $75.60
30-34 $31.20 $46.80 $93.60
35-39 $45.60 $68.40 $136.80
40-44 $69.60 $104.40 $208.80
45-49 $122.40 $183.60 N/A
50-54 $193.20 $289.80 N/A
Rates are unisex for smoker/non-smoker, and are based on 90 day, 5 year plan, without Cost of Living Option. All rates are displayed as semi-annual.

Learn more
Download our FAQ's and exclusions and limitations for more details on the One-Step Express Disability Income insurance plan.

Get started today:
If you have any questions, please call us at 1-855-874-0264
Find Your Rate
Enter the information below to get your semi-annual rate
(All fields required)
Age
Waiting Period
Benefit Period
Coverage Amount
Optional Benefit: Cost of Living Option.3
Semi-annual = $XX.XX
Premium amounts for other payment frequencies:
Monthly = $XX.XX
Quarterly = $XX.XX
Annual = $XX.XX

PLEASE NOTE: The plan is available in all states except AK, ME, MT, NH, NM, OR, SD, and WA

MetLife respects your privacy.
Administered by:
Underwritten by:
Start Protecting Your Future Today
Talk to a representative at USI Affinity about these MetLife products:
  • Term Life Insurance
  • Long Term Disability Insurance
  • Business Overhead Expense Insurance
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Dental Insurance
  • Vision Insurance

1-855-874-0264