All Products > Association Long Term Disability Insurance —
Standard Issue
Association Long Term Disability Insurance can help preserve your lifestyle if you suddenly cannot work due to a covered disability.
Get started with MetLife Standard Issue Association Long Term Disability Insurance:
Speak with an Insurance Specialists, Inc. representative at

The MetLife Association Long Term Disability insurance plan can help protect your most valuable asset - your ability to earn an income. It can provide a monthly income should you become totally disabled in accordance with policy provisions and unable to work at your own occupation.

Plan at a Glance:
  • Available to members* under age 60 who work full time (at least 20 hours per week).
    • Apply for up to $12,000 in $500 increments for those age 54 and under
    • Apply for up to $10,000 in $500 increments for those age 55 - 59
  • Full benefits are payable if you're totally disabled due to sickness or injury and are unable to perform the substantial and material duties of your own occupation while receiving regular care from a licensed physician in accordance with policy provisions.
  • Elimination Period Options: 60, 90, 180 days
  • Benefit Duration Options: 2 Years, 5 Years or Social Security Normal Retirement Age
  • Optional Cost of Living Provision
Rates at a Glance:
Rates are based on 90 day, 5 year plan, without Cost of Living Provision. All rates are displayed as semi-annual. Rates increase at 5 year age intervals until age 70 when coverage ends. Rates are subject to change.

Learn more
Download our FAQ's and exclusions and limitations for more details on Association Disability Income Insurance.
Get started today:
If you have any questions, please call us at 1-888-474-1959
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Find Your Rate
Enter the information below to get your semi-annual rate
(All fields required)
Waiting Period
Elimination Period
Coverage Amount
Optional Benefit: Cost of Living Provision.
Semi-annual = $XX.XX

Premium amounts for other payment frequencies:
Monthly = $XX.XX
Quarterly = $XX.XX
Annual = $XX.XX

PLEASE NOTE: The plan is available in all states except AK, DE, FL, HI, ID, MD, ME, MT, NH, NM, NV, OR, TX, UT, VT, WA

*Coverage is available for members up to the age of 60
MetLife respects your privacy.
Start Protecting Your Future Today
Talk to a representative at ISI Insurance Specialists, Inc. about this MetLife product:
Association Term Life Insurance
Association Group Business Overhead Expense Insurance
Association Group Long Term Disability Insurance

*You must be a member of the to qualify for this insurance plan.