All Products > Term Life Insurance - One-Step Express
One-Step Express Term Life Insurance
A quick application process for members 59 and under.1
Apply for up to $250,000 if you're age 39 or under; up to $150,000 if you're age 40-49, or up to $100,000 if you're age 50-59.
Get started with MetLife One-Step Express Term Life Insurance:
If you have any questions before getting started, please call us at
1-888-474-1959

We can help you get the extra life insurance you need at member* rates.

With One-Step Express, there's a way to apply for affordable Term Life insurance easily and quickly. You and your spouse will only need to answer a few medical questions.1

Plan at a Glance:
  • Members (up to age 60) qualify for a simplified application process (with just a few medical questions).1
    • Apply for up to $250,000 for those age 39 and under
    • Apply for up to $150,000 for those age 40 - 49
    • Apply for up to $100,000 for those age 50 - 59
  • Spouses2 (up to age 60) also qualify for a simplified application process (with just a few medical questions).1
    • Apply for up to $100,000 for those age 39 and under
    • Apply for up to $50,000 for those age 40 - 49
    • Apply for up to $25,000 for those age 50 - 59
  • Just answer a few medical questions and, if no additional medical information is needed, you're done.
  • Coverage available for your spouse.3
  • Coverage available for unmarried, dependent children (15 days old to 6 months for $100, 6 months to age 26 for $5,000 or $10,000).3
  • Valuable built-in features including:
    • Accelerated Benefits Feature - If you or your spouse are diagnosed with 12 months or less to live, you may receive up to 80% of your benefit.4
Rates at a Glance:
Rates shown are the monthly unisex premiums. Rates are subject to change. Premiums increase at 5 year age intervals.

Learn more
Download our FAQ's for more details on One-Step Express Term Life Insurance.
Get started today:
Find Your Rate
Enter your information below to view your monthly rate. Then enter your spouse's information for their rate.
(All fields required)
Are you a smoker?
Age
Coverage Amount
Monthly = $XX.XX
Premium amounts for other payment frequencies:
Semi-annual = $XX.XX
Annual = $XX.XX

PLEASE NOTE: The plan is available only in the state of North Carolina.

MetLife respects your privacy.
If you have any questions before getting started, please call us at 1-888-474-1959
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Start Protecting Your Future Today
Talk to a representative at ISI Affinity about this MetLife product:
Term Life Insurance
1-888-474-1959