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Standard Issue Term Life Insurance
A benefit of up to $500,000 for members age 59 and under.
Get started with MetLife Term Life Insurance:
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Have you done enough to help ensure your family's financial security?

MetLife Term Life Insurance provides affordable coverage at a competitive rate. Having enough life insurance protection is important because in the short term, you want to meet your financial obligations if something should happen to you prematurely. And, because in the long run, you would want your family to be able to continue on with their lives as planned.

Plan at a Glance:
  • Members* age 59 and under can apply for coverage up to $500,000, in $25,000 increments.
  • Your spouse, age 59 and under, may apply for up to $100,000 (or 50% of member's coverage, if less), in $10,000 increments.1
  • Coverage available for unmarried, dependent children (6 months to age 26) for $5,000 or $10,000.1
  • Typically no medical exam necessary if the member is under age 40 and applying for up to $250,000 of coverage.
  • Valuable built-in features including:
    • Accelerated Benefits Option: If you or your spouse are diagnosed with 12 months or less to live, you may receive up to 80% of your benefit.2
Rates at a Glance:
Rates shown are the monthly unisex premiums. Rates are subject to change. Premiums increase at 5 year age intervals.

Learn more
Download our FAQ's for more details on Term Life Insurance.
Get started today:
If you have any questions before getting started, please call us at 1-888-474-1959
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Coverage Amount
Monthly = $XX.XX
Premium amounts for other payment frequencies:
Semi-annual = $XX.XX
Annual = $XX.XX

PLEASE NOTE: The plan is available only in the state of North Carolina.

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Talk to a representative at ISI about this MetLife product:
Term Life Insurance