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AlumniTerm50+ Life Insurance

A benefit of up to $100,000 for Alumni who are age 50 and older, up to and including the age of 74.

Get a Quote Now

All Products > AlumniTerm50+ Life Insurance

AlumniTerm50+ Life Insurance

A benefit of up to $100,000 for Alumni who are age 50 and older, up to and including the age of 74.

Get a Quote Now

Have you done enough to help ensure your family's financial security?

AlumniTerm50+ Life Insurance provides affordable coverage at a competitive group rate. Having enough life insurance protection is important because in the short term, you want to meet your financial obligations if something should happen to you prematurely. And, because in the long run, you would want your family to be able to continue on with their lives, as planned.

This coverage is ideal for established alumni looking to supplement their protection for a more complete financial plan.

Plan at a Glance:

Alumni¹ who are age 50 and older, up to and including the age of 74, can apply for a benefit amount up to $100,000, in $10,000 increments.²
Coverage can continue up to the age of 95.
Valuable built-in features including:
- Will Preparation Services³ - Get help preparing or updating a will, living will or power of attorney.
- Estate Resolution Services³ - Assistance with probating your and your spouse/domestic partner's estate. With unlimited consultations, either in person with an attorney or by phone, including court representations.
- Total Control Account^®⁴ - Provides your loved ones with a safe and convenient way to manage life insurance proceeds.
- Accelerated Benefits Option⁵ - Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.

Rates at a Glance:

Rates shown are the monthly premiums for male/female. Other payment modes are available, please contact The Alumni Insurance Program at 1-800-922-1245 for a full list of ages, rates and benefit amounts. Rates increase at these 5 year intervals. Coverage can be continued up to age 95.

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Talk to a representative at
The Alumni Insurance Program

about this MetLife product:

about these MetLife products:

1-800-922-1245

Learn More

Download our FAQs for more details on AlumniTerm Life Insurance.
Download a comparison of all Life Insurance plans.
Download a printable enrollment form.
Download a printable enrollment form.
Download a printable enrollment form.

Administered by:

Underwritten by:

Start Protecting Your Future Today

Talk to a representative at The Alumni Insurance Program
about this MetLife product: about these MetLife products:

AlumniTerm Life Insurance
AlumniTerm 10/20/30^® Life Insurance
AlumniTerm50+ Life Insurance
AlumniTerm Life Insurance for New Graduates
Alumni AD&D Insurance
AlumniDI Insurance
Alumni Dental Insurance
Alumni Vision Insurance
Alumni Pet Insurance

1-800-922-1245

¹Alumni, as defined in the certificate, of their sponsoring school qualify for this insurance plan.

²Coverage reduces at age 75 to the lesser of: 50% of the amount prior to age 75; or $20,000. Coverage terminates at age 95.

³Will Preparation Services and Estate Resolution Services are offered by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, Will Preparation Services and Estate Resolution Services are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI. These services are provided at no additional cost to those who purchase Supplemental Life Insurance only. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

⁴Subject to state law, and/or group policyholder direction, the Total Control Account^® is provided for all Life and AD&D benefits of $5,000 or more. The TCA is not insured by the Federal Deposit Insurance Corporation or any government agency. The assets backing TCA are maintained in MetLife's general account and are subject to MetLife's creditors. MetLife bears the investment risk of the assets backing the TCA, and expects to earn income sufficient to pay interest to TCA Accountholders and to provide a profit on the operation of the TCAs.

⁵The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will not be subject to federal income taxation. This information was written as a supplement to the marketing of life insurance products. Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family. Where the term spouse appears, it will also be equal to Domestic Partner.

In some cases a medical exam may be required (at no cost to you). When you apply, simply answer the health questions. Depending on the amount applied for, a paramedical exam and blood test may be required, which will be scheduled at your convenience. Even if you have a health condition, you still may qualify.

Product features and availability may vary by state.

Coverage may not be available in all states. Please contact The Alumni Insurance Program at 1-800-922-1245 for additional details.

Rates may be changed on the entire group plan or on a class basis and on any premium due date on which benefits are changed. A class is a group of people defined in the group policy. Benefits are subject to change upon agreement between MetLife Services and Solutions, LLC and the participating organization.

The association and/or the plan administrator incurs costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable alumni benefit, MetLife may compensate the association and/or the plan administrator for these and/or other costs.

All insurance and insurance effective dates are subject to final underwriting approval.

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.

Insurance coverage is issued by MetLife Services and Solutions, LLC, New York, NY 10166.

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